Bank of Baroda (BoB), a prominent public sector bank in India, has been the focus of various Asset Management Companies (AMCs) and brokerage firms over the past five months. These institutions have provided diverse BOB share target price 2025, reflecting their analyses of the bank’s performance and future prospects.
Recent BOB Share target price 2025 from AMCs and Brokerage Firms:
Motilal Oswal (September 2024):
Reiterated a ‘Buy’ rating with a target price of ₹290, anticipating a 17% upside. The firm highlighted BoB’s steady asset quality and projected a 10% earnings Compound Annual Growth Rate (CAGR) over FY24-FY27, driven by growth in retail, agriculture, and MSME lending.
Emkay Global Financial (October 2024):
Issued a ‘Buy’ recommendation with a target price of ₹325. The analysis noted BoB’s strong profitability, with a Return on Assets (RoA) of 1.3%, and robust credit growth at 12% year-on-year. The firm’s projections included an 11-13% credit growth and stable Net Interest Margins (NIMs) around 3.15% for FY25.
Axis Securities (October 2024):
Recommended a ‘Buy’ with a target price of ₹310. The firm acknowledged BoB’s significant increase in total income and net profit for the latest quarter, suggesting a potential upside based on current valuations.
ICICI Direct (November 2024):
Maintained a ‘Buy’ stance with a target price of ₹300, indicating a potential upside of 42.7%.
Anand Rathi’s BOB Share target price 2025 (January 2025):
Issued a ‘Buy’ recommendation with a BOB Share target price 2025 of ₹289, reflecting a 37.4% potential upside.
Geojit BNP Paribas (February 2025):
Set a target price of ₹237, suggesting a 12.7% potential upside.
Analysis of Trends and Considerations:
The target prices over the past five months have varied, with projections ranging from ₹237 to ₹325. This variation underscores differing perspectives on BoB’s growth trajectory and market conditions.
Factors influencing BOB Share target price 2025 projections include:
Asset Quality: Improvements in asset quality have been noted, with Gross Non-Performing Assets (GNPA) declining from 9.4% in FY20 to 2.9% in FY24. Motilal Oswal projects further improvement to 2.4% by FY27.
Loan Growth: BoB has exhibited strong loan growth, with a focus on Retail, Agriculture, and MSME (RAM) segments. Motilal Oswal forecasts a loan book growth at an 11.5% CAGR over FY24-FY27.
Deposit Mobilization: Challenges in deposit growth have been highlighted, with intense competition and upward pressure on funding costs. Motilal Oswal expects BoB’s deposit growth to match the system growth rate of ~11% CAGR over FY24-FY27.
Conclusion: Is Bank of Baroda a Good Investment for 2025?
Bank of Baroda’s stock appears to have strong growth potential, with most analysts forecasting a 20-35% upside in 2025. However, the actual performance will depend on macroeconomic factors, interest rate trends, and the bank’s ability to sustain earnings growth.
Bank of Baroda’s stock has received favorable evaluations from various AMCs and brokerage firms over the past five months, with target prices ranging between ₹237 and ₹325.
BOB share target price 2025 projections are based on analyses of the bank’s asset quality, loan growth, and financial performance. Investors should consider these factors, along with broader economic conditions, when making investment decisions related to BoB.
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Disclaimer: The information provided is based on publicly available reports for BOB Share target price 2025 and should not be construed as financial advice. Investors are advised to conduct their own research and consult financial advisors before making investment decisions.
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